Contact us for a free consultation at
704.796.1437
May - June 2007 - Newsletter
Custom Homes by:
Jamar Properties Inc
Building trust and Quality in North Carolina
We are here to satisfy all your needs and to
make life around your home more enjoyable!
Custom Homes
and
NC Investment
Properties
Jamar Properties offers custom home building and house remodeling services in the Charlotte – Concord area, NC
Please call us at 704-796-1437 or email us at : Marlen@JamarHouses.com
Address: 229 Patrick Avenue, Concord, NC 28025
Now that you know where you want to be, let us take care of the construction of your dream
home, Jamar Houses can offer you the home of your dreams, at an affordable price.

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including featuring home plans, discounts, free options and incredible prices. Your complete
guide to homeowner and construction.
ARE YOU READY TO BUILD YOUR DREAM HOME??

THINGS ALL NEW HOMEOWNERS SHOULD KNOW.
Building a new home is one of the more important decisions you will have to make in your
entire life, and what you DO NOT know about it, could hurt you.
You can not afford to make mistakes, because in these type of transactions mistakes cost a
lot,. This Edition has been dedicated to help you understand the home buying process and the
things you take care of before  you build the perfect home.


1.- KNOW WHAT YOU WANT, MEASURE YOUR NEEDS.
Before selecting your community and floor plan to build a new home, make sure you to think
about what you really need. Is your family thinking about getting new members in a near
future?, or maybe you need additional storage space for your very own special needs.
You need to think about the schools in the area, supermarkets and shopping malls. If you do
not think about all your needs, the things that are important to you, in a few months you will
discover that you do not have everything you want to have in your new house or in the
community you are living. This is why is very important that you take your time to make a list of
all your requirements and the requirements of all members in the family. After this important
step, you will be ready to select your community and your floor plan for your new house.


2.- NEW HOME = NEW PAYMENTS
When you construct a new home, normally, it will be bigger than the one you are living on.
Therefore,  there's more to consider than just a new monthly mortgage payment. Will you be
able to afford the expenses that come with owning a home? - Utilities, property taxes, lawn
maintenance (unless you will do the work yourself). All these items will add up, and you need
consider all the payments before you move in, otherwise at the end of the first month you
could be in trouble.
If you're constructing your home in a new city, it's important to consider the cost of living for
that city. Everyday living expenses can also make home ownership more expensive than you
initially thought. Consider all to be able to enjoy your new home and be worry free.


3.- WHY IT IS BETTER TO BUILD THAN TO BUY    
Having a home custom-built to your specifications is a dream you can achieve, and you can’t
be wrong about what you want and how you want it. On the other hand, if you buy an old home
to have to be fixed just the way you want it, you will pay the price for remodeling.
A remodeling job can often be expensive and in the end, is less satisfying - and if you start the  
project yourself, without experience, can result in the purchase of costly tools and the loss of
your valuable time.


4.- ABOUT THE MORTGAGE
When we apply for a loan, normally we worry about the monthly payment since that is the
money that we will have to take out of our pocket every month, however, It is imperative that
you fully understand all the terms and clauses of your loan, make sure you read the entire
document before you sing it.
Terms as Point, Interest Rate, PMI, Closing costs and others are not  “People Friendly”.
These  terms mean a lot in Loan and you should fully understand them because they can
make a big difference on your monthly Payment.
If you do not feel comfortable with all the terms, It is better that you get advise before you
decide what Loan is better for your needs
Cabin Moutain Picture - Jamar Retreat
Cabin in the Appalachian Mountains